High Net worth Insurance

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If you have invested in a high-value home, it’s important to find an insurance solution that adequately covers your property, your possessions both inside and outside the home.

When looking to buy insurance cover our customers have noticed that the standard home insurance cover just isn’t suitable to accommodate their possessions like expensive jewellery and fine art.

Many also do not reflect the obligations to domestic staff such as aupairs, cooks, cleaners, nannies and carers who also legally need adequate insurance protection whilst working in your home.

Items like expensive jewellery, treasured antiques and collections of fine art needs to be assessed by the right experts to ensure that they are adequately covered within your contents portfolio which may also include collections of memorabilia, an expensive wine cellar or gun collection.

Homes are also these days often used as home offices with not only computers and electronics equipment in the home but often personal assistants and commercial visitors need cover. The insurance may also need to be extended to provide cover for your children’s possessions whilst they are away from home at boarding school or university.

Our team at Hold Cover understand that every individual needs a tailored insurance solution for their unique situation – the team work tirelessly to fully grasp your circumstances and provide cover for your high value home and contents to ensure it satisfies your demanding needs. Simply call or email one of our specially selected member of our team who will be happy to discuss with your exposures to risk and provide you with a programme of cover to suit your appetite for risk and your budget.

Alternatively, if you would like to send through your information at your own pace, we have devised an online quote form below which you can access from the link below.

In addition, since we have excellent relationships with our insurance underwriters, we can negotiate some of the best rates available. After all, just because you’re consulting high net worth insurance brokers doesn’t mean you should have to pay over the odds for the protection and peace of mind that the right cover will provide.

Recent successes

Grade II listed regency house worth £5m needing immediate cover to allow the sale to be exchanged.

Family fleet required to combine a range of high performance and prestige cars worth over £1m.

Holiday Home that was being rented out via Airbnb when the owner wasn’t using it.